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January 3, 2011

What a difference a quarter makes. The S&P has gone from its January 3rd opening price of 1,277 to 1,408 on March 30th. This compares to all of last year with an opening price of 1,271 and ended the year at 1,257 for a loss. The Greek “situation” has, for now, been solved by the ECB (European Central Bank) printing […]

October 1, 2010

Let’s start with a few of the things which can affect your investments. For brevity, I will list but not detail them: McDonalds saying they are likely to drop their health insurance on 10,000 employees because of Obama Care, the Flash Crash report which outlines the blow-by-blow of what happened, but few, if any, recommendations on what to do about […]

July 1, 2010

It’s not over till it’s over. That saying certainly is true this last quarter. The last day sent the markets down to finish the quarter with the S & P 500 and NASDAQ down 12 % and the DOW down 10%. The “Flash Crash” on May 6th is still being studied to figure out what exactly happened. To remind you […]

April 9, 2010

Another quarter has passed and I hope this finds you well.  On the investment front the market is moving up nicely and consumer confidence is rising which is a good indicator.  In February it was 46.4 and in March it was 52.5.  While this is significantly below the pre-market crash anything above 50 is considered good and if rising says […]

January 8, 2010

Happy New Year!  I hope your holiday season was pleasant. With 12/31/09 we ended another decade and what a decade it was!  We can now see an economic recovery but how much and for how long is very much up to debate.  The economy is being medicated with low interest rates, fiscal stimulus, tax credits and guarantees thus it is […]

October 6, 2009

As usual I hope this finds you well. This quarter I thought I would discuss two things; the Stimulus, and then try to succinctly explain why I feel the Emerging Markets makes a compelling investment. First, did the stimulus work? Well, yes and no. I think that without it we would have likely fallen off a bigger financial and economic […]

July 15, 2009

I wish you a belated happy 4th of July. I am grateful to live in this great country. I have been working hard to keep up with the changes in our markets and have just completed contracting with two new providers, Morningstar and SEI. Both are excellent money managers with fair pricing, excellent reporting, services and investment research. They will […]

April 20, 2009

I hope this finds you well. Our President has said we have “glimmers of hope” and I hope he is correct. I think that we will have to wait until after September and look at unemployment (a lagging indicator) to know for sure. I recently listened to a presentation from Jeff Rosensweig PhD who is an economist from EmoryUniversity. I […]

January 12, 2009

Happy New Year!  Let’s hope, from an investment prospective it is better than last year.  The DOW opened on 1/2/2008 at 13251 points and closed on 12/31/2008 at 8668 points.  What a huge loss.  To add insult to injury, the bond market (which usually goes up nicely in Bear markets) either tanked or barely (pun intended) went up.  A $50 […]

September 30, 2008

As the quarter ends it is easy to say that we have been through quite a ride.  I’ve been in the industry and studying the markets since 1977 and I have never seen anything close to what we have experienced in the last 30 days.  It would appear that I am in good company as Mr. Bogle the founder of […]