Integra's High Tech / Low Fee service is designed for individuals with $10,000 or more of investable assets, less complex financial needs, and appreciation for the advantages and savings made possible by blending the best of human intelligence with the best of technology to create a semi-automated investing service, a.k.a. robo advisory.
This service includes online account setup, 24/7 online account access, and an hour of advisor consultation each year, giving you all the advantages of robo advisory investments plus an added human touch.
The fee for this service is 0.7% of portfolio assets.
Both free and paid consultations can occur in person, by phone, or by Skype.
We start this relationship online from information gathering through account setup, including:
Online Questionnaire - Completing a short, online questionnaire covering topics such as risk tolerance, projected income, and time horizons.
Portfolio Recommendation – Presenting a diversified investment plan that's right for you at the end of the questionnaire process
Open Account – Taking you through an easy, step-by-step process to open your account.
Once your account is open and your portfolio is in place, we welcome the opportunity to spend an hour with you for an:
Advisor Consultation (optional) – Discussing your investment profile as driven by your questionnaire answers, the plan we've implemented, and any questions you may have.
On an ongoing basis, we monitor your portfolio and make adjustments as necessary. We also invite you to schedule:
Annual Consultation (optional) – Reviewing your current situation, portfolio, and financial questions. It is important that you inform us of changes in your financial situation.
Consultation Any Time (optional) – This service includes an hour per year of consultation with an advisor. Additional advisor time is available for $135 an hour.
At Integra Financial we are value investors. That's how we invest our own funds and how we invest our clients' funds whether they're using our High Touch service or our High Tech / Low Fee semi-automated investing service.