As registered investment advisors and financial planners who have served clients for over 25 years, our team at Integra Financial knows how to make our customers’ dreams come true. We work hard to maximize your investments and optimize your gains, whether you are a small investor looking to achieve some minor growth or a multi-millionaire looking to properly utilize your wealth. Learn more about the full range of services we can offer you below.
A Collection Of Vital Financial Services For Our Clients
At Integra, we are proud to provide all of our clients with a variety of services, including:
Investment Planning & Advice
Retirement & Education Plans
Mutual Funds, ETFs, Stocks, Bonds, and SMAs
Estate Transfers
Working with Seniors
Inheritance Planning
Financial Planning Services
IRA's / Pension Rollovers
Fixed & Variable Annuities
Philosophies We Stand By
We apply a collection of strong values to all the work we do, ensuring your money is protected, and risk is mitigated in every possible way. Here are some of the pillars of our company that epitomize the way we work.
Value Investing
As value investors, we’re constantly comparing the true values of investments with their perceived values in search of opportunities, and we pay close attention to capital preservation.
Perceived Value Compared to True Value
The market price of an investment is the same as its perceived value because it’s the price people are willing to pay right now to buy the investment. When the market price of an investment is below its true value, the investment is relatively safe to buy because, over time, the market price should rise to equal to the true value.
Capital Preservation
Capital preservation comes into play when the market price of an investment with a perceived value that’s lower than the true value drops. In other words, the price moves away from the true value. When this happens, many investors are tempted to sell out. However, we resist this temptation as long as the true value continues to be higher than the market price because, over time, the market price should rise to become equal to the true value.
High Tech Low Fee Investing Service In Greenwood Village, CO
Here at Integra Financial, we are happy to help investors no matter what stage they are at in life. Whether they are young and looking to optimize their savings with aggressive investments or older and planning for retirement, we can adapt to meet your financial needs. One of our most popular services, because of its accessibility, is our high-tech/low-fee service. Designed for people with at least $10,000 of investible assets, this service can help people with less complex financial needs to optimize their investments.
The fee is only .7% of portfolio assets and includes online account setup, 24/7 online access, and an hour of consultation with your advisor annually. Learn more about how our high-tech/low-fee accounts work below.
What to Expect With A High Tech/Low Fee Account From Integra
We want to ensure your investment with us benefits you, so we start by gathering important information that will help us custom-tailor the experience to your financial needs. These are the initial steps needed to get your high-tech/low-fee account up and running:
Answer an Online Questionnaire—Completing a short online questionnaire covering topics such as risk tolerance, projected income, and time horizons.
Portfolio Recommendation—We will present you with a diversified investment plan that suits you based on your answers to the questionnaire.
Open Account—Taking you through an easy, step-by-step process to open your account.
Once your account is open and your portfolio is in place, we welcome the opportunity to spend an hour with you for an advisor consultation. During this time, we can discuss your investment profile as driven by your questionnaire answers, the plan we've implemented, and any questions you may have. On an ongoing basis, we monitor your portfolio and make adjustments as necessary. We also invite you to schedule consultations with us regularly to stay on top of the situation. We offer annual consultations for free and can give you other consultations as needed for $135 per hour.
High Touch Investing Service In Greenwood Village, CO
While we are happy to work with clients from every walk of life here at Integra, we are proud to offer specialized services for wealthy customers. Our high-touch investing services are designed for people who have over $500,000 of investible assets and more complex financial needs because of it. The fee for this service is only 1% of portfolio assets and includes close, regular interaction with your advisor to ensure that you have a custom-tailored plan in place that can adapt on the fly as needed.
Learn more about what to expect from a high-touch financial planning service plan from Integra below.
How Our High Touch Plans Work
Integra Financial has been providing high-touch investment and financial services for over 25 years, and we're proud to say our annual client turnover is less than 2%. Our goal is always to build long-term relationships based on trust and to make sure that your unique financial needs are always respected and attended to. We start each and every high-touch client relationship with a conversation about their current situation and future goals, including:
Taxes, Debt, Balance Sheet, and Risk Management
Reviewing your current situation related to your taxes, debt, and balance sheet.
Retirement Planning
Reviewing your target retirement date and determining what's required to have your primary residence paid off by that time.
Other Goals
Reviewing your other financial goals as well as your financial habits.
Family
Discussing other important considerations, such as other family members who are involved in your financial decisions and their financial needs.
Risk
Discussing your risk tolerance, how the balance between risk and reward varies across portfolio profiles, and how our value investment philosophy guides the decisions we make for you when market prices drop.
Once your financial strategy and portfolio are in place, we monitor the markets and meet with you periodically for situation updates and plan refinements. By monitoring the markets and keeping you well-informed about your situation as it evolves, we can decide if the financial strategy in place still fits your needs or if changes are in order. It is important that you inform us of changes in your financial situation so we can consistently adapt to optimize your plan and help you achieve your goals.
